In Richway Financial Service (PTY), we represent a new concept in short term loans, even those with a bad credit history may be considered. Offering an unparalleled service to help you get access to quick cash with the minimum of inconvenience. While some competitors may make the application process difficult, may have hidden fees and are inflexible with payment terms, the Lenders we work with try to make everything as simple and easy as possible.
Our focus is on making the journey to getting the finance you need as painless as possible. Flexible Loans We offer a flexible service where you can choose exactly how much you need to borrow, in any amount between R10,000 and R20,000,000 AT 5% INTEREST RATE PER YEAR FOR 240 MONTHS (20 YEARS). Our company is entirely South African based which means you can rely on us to be one of the quickest for SA Loans in the world
Contact UsEasily apply for Loan using our quick steps
Find out in two minutes which loan would suit you best, how much you can borrow and what your monthly loan payments would be.
If you are already an Richway Financial Service (PTY) customer, we will send you a Bankmail message with a link to the platform where you can sign the quote digitally. If you are not an Richway Financial Service (PTY) customer,simply download and print application form here, sign the quote and make a digital (PDF) copy of it. Download & Print Application Form
As soon as you accept the loan offer and terms and conditions of Richway Financial Service (PTY) it will only take 15-25 minutes for your loan to be released to your nominated bank account.
A competitive interest rate, favourable loan conditions and expert advice if you need it. Our loans give you peace of mind. All you need to do to apply for a loan is go online.
When it comes to keeping your financial plans moving, a little boost can make all the difference. A loan could be useful if you need help to reach a goal – whether you’re looking to buy a new car,student assistance, renovate your home or deal with some existing debts.
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A business loan is a loan specifically intended for business purposes...
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If you want to borrow money for a major purchase, such as a car, a personal loan is your most convenient option..
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Buying your first home, constructing or simply renovating? Our flexible home loan will give you the financial boost you need to support your project
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Want to buy a car or renovate your home? If you take out a personal loan, we’ll transfer the money to you as a lump sum.
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Looking for a loan as a student? Apply for international student loans through Richway Financial Service (PTY) Financing.
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Get a mortgage, we provide any amount of money for you to buy the home with no interest fee..
Find Out MoreWe are the best loan service company over 20 years now.
Richway Financial Service (PTY) services is quick and easy.
Even in times of corona period, Richway Financial Service (PTY) is able to manage customers Loan.
With our 24/7 working team members, our loan service is the Quickest in SA. We are committed to provide our beloved clients the fastest Loan service.
Our low has the best interest rate as low as %5 to all customers who applied for loan
Over the years now, with new cyber security measures put in place, we have consistenly secured customers account
Our Loan payment is fast and quick.
Our Unbeatable Testimonials
“ I want to recommend Richway Financial Services to every South Africans. This company is so legit and reliable. I almost got mislead by my friends telling me not to trust this company because they required me to pay a certain money to clear my account before giving me a Loan. But I didnt listen to my friends, I gave the company a trial and it turned out very perfect for me. Today my loan was given to me and I finally sort out my issues. Thank you Richway Financial Services for your help. I love you guys ! ””
“No one should probably doubt this lending company. Yes I gave this company a trial and I was not disappointed. Been having issues trying to get a loan from different companies online and I got I cant believe such a good company like Africapital is out there. Your help to thousands of South Africans has really brought so much joy to the country. I just got my Loan released to me now after paying my legal fee. I was very shocked how quick this went. Thank you for your help”
“Le nkampani ayiwona umkhonyovu, ngizoncoma i-RichwayLoan Company kuwo wonke umuntu waseNingizimu Afrika odinga ukubolekwa. Ziwusizo kakhulu. Ngisho nalapho isikolo sami sesikweletu siphansi, bangisizile ukuthi ngisikhuphule futhi ngathola imali ebolekiwe ngaso leso sikhathi. Ngiyabonga ngosizo lwezezimali ngikwazile ukuxazulula izinkinga zami. ”
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Posters had been a very beneficial marketing tool because it had paved to deliver an effective message that conveyed customer’s attention.
We're 100% independent, working only for our customers
The one golden rule for using credit, that borrowers should understand, is that the usage of credit is just as important as who you get your loan from...
A higher credit score means you’re more likely to be accepted for a wider range of loan rates, so growing your score could give you more offers to choose from...
First, the bad news: Good habits normally need to be taught. Most of us aren’t born wanting to work on projects before they’re due or cover our mouths when we sneeze..
Find help from our FAQs
You can borrow money from Richway Financial Service (PTY) on favourable terms for %5 interest rate, with a competitive interest rate and clear agreements. For example, you only pay the monthly instalments of the principal (the amount of the actual loan) and the interest.
There are no hidden costs and you know exactly where you stand in advance. And if you have some money left over at any given time, you can always make overpayments on your loan – without incurring an additional charge.
No matter how big is your Loan Budget, you can receive the money in your current account in a lump sum. That comes in handy when you know exactly how much money you need for your purchase. The term of the loan and interest rate are fixed, so you know exactly how much you will be paying each month and when the loan will be repaid in full. And you can make overpayments on your loan at any time, without incurring an additional charge. You can borrow any amount that will be sufficient for your budget
How much you can borrow depends on your situation, like what you earn and whether you own your home or rent it. A loan needs to fit within your budget, so it’s a good idea to first calculate how much you can borrow and what your monthly repayments will be. We are open to any amount.
1. Firstly calculate your loan Find out in just two minutes how much you can borrow and what your monthly repayments will be.
2. Request a no-obligations quote We will send you a quote with no strings attached (you have 30 days to consider our offer). We will call you to walk you through the terms and conditions.
1. If you are already an Richway Financial Service (PTY) customer, we will send you a Bankmail message with a link to the platform where you can sign the quote digitally. If you are not an Richway Financial Service (PTY) customer, we will send you an email with the quote. Simply download and print application form here, sign the quote and make a digital (PDF) copy of it.
1. Send us the required documents online. If you are an Richway Financial Service (PTY) customer, you will see in the secure environment which documents you need to send, how to do this and the conditions these documents must meet. You will receive a Bankmail message with instructions. If you are not an Richway Financial Service (PTY) customer, the email we send you will explain exactly which documents you need to provide. Make a digital copy (PDF) of these documents and email them to us.
1. Payment Once we have received your documents and checked that they are correct and complete, we will assess your application. If we approve your loan, we will deposit the money into your account within one working day (24hrs).
Everyone is eligible for our loan so long your at least 18 years old and a resident of South Africa.Everyone several factors to assess whether you qualify for the loan or line of credit, including your credit score and the amount of debt you have compared to your total income.
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Richway Financial Service (PTY) offer No-Collateral to all Loans either it's Business Loans, Personal Loan, Student Loan, Home Loan, Car Loan,etc.
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